About
A local broker who keeps it honest
Rejoice Mortgage is a mortgage and finance broking business based in Newton, South Australia, helping people across Adelaide and South Australia borrow with confidence.

Your broker
Bhaba Tiwari
Mortgage & Finance Broker
Bhaba Tiwari is a mortgage and finance broker based in Newton, South Australia. He works with first home buyers, refinancers, investors and business owners across Adelaide, comparing loans across a panel of lenders to find an option that fits each client's situation — and guiding them in plain English from the first chat through to settlement.
Bhaba focuses on first home buyers, refinancers, investors and business owners across South Australia.
Credentials & memberships
- Advanced Diploma in Mortgage Broking & Finance
- Master of Professional Accounting
- Member of MFAA — Member No. 734373
- Australian Credit Licence / Credit Representative No.: CRN 562757
- Operating under Australian Finance Group (AFG)
What we stand for
Values we actually work by
No grand promises about dreams — just a clear way of working that puts you first.
Honesty first
Real numbers, real options, and a straight answer — even when that means telling you to wait.
Clarity over jargon
We explain every step in plain English so you always know what's happening and why.
Your side of the table
As brokers we compare lenders on our panel to find a loan that suits you.
For the long term
We're here beyond settlement, reviewing your loan as your life changes.
Ready to see what's possible?
Start your enquiry online or book a chat. It's free, friendly and there's no obligation.