Business loans
Business Loans
Finance for business premises, equipment and growth.
Business lending is its own world — different lenders, different criteria. We help business owners find and structure finance, from buying premises to funding equipment, fit-outs and growth.
Who it's for
- Business owners buying or refinancing their premises
- Businesses needing finance for equipment, fit-outs or working capital
- Self-employed borrowers with more complex income
How Rejoice helps
- Understand your business and what the finance needs to achieve
- Compare business lenders and products beyond the major banks
- Help present your application clearly to lenders
- Manage the process through to settlement
The process
How business loans work with us
- 1
Understand the need
We learn about your business and the purpose of the finance.
- 2
Compare options
We approach lenders suited to your industry and structure.
- 3
Prepare & lodge
We help package the application to put your case forward well.
- 4
Settle
We coordinate approval and settlement of the facility.
Good to know
Business Loans — common questions
What can a business loan be used for?
Common uses include buying or refinancing business premises, funding equipment or vehicles, fit-outs, and working capital. The right product depends on the purpose, your business and the security available.
How much deposit or contribution do I need?
Business and commercial property lending typically requires a larger contribution than a standard home loan — often more of the purchase price — and terms vary widely between lenders. We'll give you a realistic picture for your situation.
Can you help if I'm self-employed?
Yes. Self-employed and business borrowers are a big part of business lending. We help present your financials and find lenders comfortable with your structure.
Explore
Other ways we can help
Ready to see what's possible?
Start your enquiry online or book a chat. It's free, friendly and there's no obligation.